Mortgage Enquiry

Prepared for

Prepared by

1. Personal Details

2. Dependants

Dependant

Client (1 or 2)

Name

Date Of Birth

Age

Dependant

Client (1 or 2)

Name

Date Of Birth

Age

3. Employment and Income

* = Taxed via employer payroll. ** = PAYE and Self Employed.

4. Other Properties

Do you have other properties? Yes No

Property Details

Client (1 or 2):

Property address:

Type:

Lender:

No. of Bedrooms:

Location:

Currency:

Purchase Price:

Current Market Value:

Original Loan Amount:

Outstanding Balance:

Monthly Repayment:

Repayments Up to Date?
Yes No

Interest Rate Type:

Interest Rate (%):

Term Remaining (Years):

End Date:

Rental Income (p.m.):

LPT Paid (Y/N):

Date Purchased:

Mortgage End Date:

MPPI? (Y/N)

House Insurance? (Y/N)

Repaid before drawdown of new mortgage?
Yes No

5. Financial Commitments

Do you have any financial commitments? Yes No

Commitment

Client (1 or 2)

Loan Purpose (incl. credit cards)

Overdraft / Credit Card Limit

Lender

Amount Borrowed

Balance Due

Repayments (p.m)

Being Cleared (Y/N)

Income Obtained (p.m)

Commitment

Client (1 or 2)

Loan Purpose (incl. credit cards)

Overdraft / Credit Card Limit

Lender

Amount Borrowed

Balance Due

Repayments (p.m)

Being Cleared (Y/N)

Income Obtained (p.m)

6. Proven Repayment Ability

Amount Details / Other Expenses Which Prove Repayment Ability:

7. Savings and Assets

Do you have any savings or assets? Yes No

Savings / Asset

Client (1 or 2)

Description

Type (Savings/Investments/Assets)

Institution

Account Number

Date Opened

Value

Accumulated (Y/N)

If 'No' clarify source

Savings Amount (p.m.)

Frequency

Savings / Asset

Client (1 or 2)

Description

Type (Savings/Investments/Assets)

Institution

Account Number

Date Opened

Value

Accumulated (Y/N)

If 'No' clarify source

Savings Amount (p.m.)

Frequency

8. Other Products

Do you have other products? Yes No

Other Product

Client (1 or 2)

Type (House/Health/General/Protection/Pension)

Provider

Renewal date

Premium p.a.

Frequency

Address / Details

Cover details (All risks/Building/Contents)

Other Product

Client (1 or 2)

Type (House/Health/General/Protection/Pension)

Provider

Renewal date

Premium p.a.

Frequency

Address / Details

Cover details (All risks/Building/Contents)

9. Other Expenses

Do you have other expenses? Yes No

Other Expense

Expense Type (Childcare/Spousal maintenance/Other)

Amount p.m.

Details (If expense is "Other")

Other Expense

Expense Type (Childcare/Spousal maintenance/Other)

Amount p.m.

Details (If expense is "Other")

10. New Mortgage Details

Property Details

Location type:
Urban Rural Other

Loan for self build?
Yes No

Number of bedrooms:

Property use:
Private Residential Residential Investment
Holiday Home

Property address:

Date of (proposed) acquisition:

Proposed lender:

Costs

Property value:

Purchase price:

Site cost (if applicable):

Build cost (if applicable):

Legal fees:

Engineers / Architects fees:

Repairs / Renovations:

Other costs:

Calculate stamp duty?
Yes No

Stamp duty:

Negative equity?
Yes No

Residual debt (or) Sales proceeds (- if debt):

Total cost:

Funding

Mortgage required:

Other borrowing (Top Up/Equity Release):

Savings:

Inheritance:

Gift:

Sales proceeds:

Other funds:

Total funding:

Mortgage Details

Term (years):

Property value:

Mortgage required:

LTV (%):

Choice of interest rate:
Variable Fixed Split

Interest rate (%):

Interest rate fixed for (years):

History of repayment arrears (mortgages/loans):

Comments regarding completion of documentation:

Advice of any plans affecting financial planning:

Notes:

Your Solicitor

Name:

Company:

Address:

County:

Proposal (Briefly Outline)

11. Mortgage Profiler

Please indicate the features most important to you:

How long do you wish your rate to be controlled for?

Would you like to fix your mortgage costs for a certain period?

Yes No

Reason:

Are you happy for the interest rate to change during the term of your mortgage?

Yes No

Reason:

Do you want to minimise your mortgage payments in the early years?

Yes No

(e.g. avail of discounted rate, pay interest only, extend the mortgage term: if options are available) Reason:

If choosing interest only, by what method do you intend to repay the principle? Reason:

Is speed essential to the mortgage completion?

Yes No

Reason:

Do you want the certainty of your mortgage being repaid at the end of the term?

Yes No

Reason:

Consolidation of Debts

Do you understand the costs associated with consolidating these debts?

Yes No

Do you understand that by consolidating these debts the repayment period and the total monthly repayments may increase?

Yes No

Do you understand that debts that may now be secured were previously provided in an unsecured structure?

Yes No

Are there any further requirements or details that you would like us to record?

Vulnerable Customer?

Yes No

If Yes, provide details:

Politically Exposed Person (PEP)?

Yes No

If Yes, provide details:

12. Checklist of Supporting Documents

Checklist of supporting documents for each applicant and guarantor. Please submit the following with your mortgage application:

Document	Client 1	Client 2
Employment and Income (PAYE)
1. Attached salary certificate completed and stamped by employer
2. P60 for past calendar year
3. Last 3 months payslips
Or for Self Employed Employment and Income
4. Last 3 Revenue Form 11’s and Chapter 4 confirmations
5. Tax clearance certificate (business and personal) OR confirmation from your accountant that tax affairs (business & personal) are fully up to date and that no significant changes have occurred in the business since the date of the last accounts.
6. Last 3 years trading accounts
Financial Statements
7. Last 6 months bank account statements (Please include all accounts – current, joint, savings, business etc.), up to date i.e. within the last 4 weeks. (Note; If the most recent statement is more than 4 weeks old, please print online transactions since the last date on the statement)
8. Historical savings account statements (or other evidence in writing) showing the build-up and sources of funds being used for the deposit on the property
9. Last 6 months’ credit card statements (the latest dated within 2 months)
10. All loan/term loan/overdraft statement(s) from banks, Credit Union etc.
11. Mortgage statement(s), If the most recent statement is more than 4 weeks old, please print online transactions since the last date on the statement
Identity Documents
12. Original passport, driver’s licence or EU National Identity Card (EU country)
13. Proof of Address (e.g. utility bill dated within last 6 months)
14. Proof of PPSN (e.g. official document)
Other
15. Gift Letter (if applicable)
16. Separation / Divorce Agreement (if applicable)
17. Other (specify)

Forms to Complete, Sign and Return:

Mortgage application form (once provided).
Declaration and consent form(s).

13. Client Notice

Client Disclosure Requirements:

1) Please be aware that when completing proposals customers are required to disclose medical details or history of previous insurance claims made for the type of insurance sought.

Failure to do so may result in:

i) a policy may be cancelled.
ii) claims may not be paid.
iii) difficulties may be encountered in trying to purchase insurance elsewhere.
iv) in the case of property insurance, failure to have property insurance in place could lead to a breach of the terms and conditions attaching to any loan secured on that property.

2) Where clients are represented by an introducer (accountant, solicitor, estate agent or other party) please be aware that information such as amount of finance approved and the amount drawn-down can be shared with the introducer for the purpose of paying introductory fees to the introducer.

Terms of Business and Data Protection (GDPR)

You have been provided with Terms of Business and Privacy Statement documents.

You have provided the information herein to enable our financial and / or mortgage advisor firm collect and process your data in compliance with General Data Protection Regulations.

You may separately provide our financial and / or mortgage advisor firm with your permissions in compliance with General Data Protection Regulations (GDPR) in relation to your marketing preferences and can opt in and out of or change the marketing preferences at any time.

9:00 – 17.30

Peter’s Row, Aungier St,

01-2309000

9:00 – 17.30

Peter’s Row, Aungier St,

01-2309000

First Named Applicant

Second Named Applicant

Dependant

Dependant

First Named Applicant

Income (p.a.)

Self Employed Income (p.a.)

Second Named Applicant

Income (p.a.)

Self Employed Income (p.a.)

Property Details

Commitment

Commitment

Savings / Asset

Savings / Asset

Other Product

Other Product

Other Expense

Other Expense

Property Details

Costs

Funding

Mortgage Details

Your Solicitor

First Named Applicant

Second Named Applicant

Consolidation of Debts

Client Disclosure Requirements:

Terms of Business and Data Protection (GDPR)

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